Tool4SaaS

Mortgage Calculator

Calculate monthly EMI, total interest, and amortization for home loans. Adjust principal, rate, and tenure. 100% private and offline.

Monthly payment (EMI)

Total paid

Total interest

More Finance & Money

About the author

Written and maintained by the Tool4SaaS team. Every tool runs locally in your browser and is tested in-house for accuracy. Last updated: .

Frequently asked questions

EMI = P×r×(1+r)^n÷((1+r)^n−1), where P=principal, r=monthly rate, n=months.

No, for informational purposes only. Consult your lender for exact figures.

Yes, all EMI and schedule calculations run locally in your browser.

How to use Mortgage Calculator

  1. Enter loan: Enter principal, annual rate and tenure.
  2. Add down payment: Enter down payment to see loan amount.
  3. View schedule: See EMI, total interest and yearly table; export to CSV.