See interest saved and years cut by overpaying your mortgage. Add monthly extra or lump sum to get new payoff date and schedule offline.
Base monthly payment
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Months saved
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New payoff term
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New total interest
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Written and maintained by the Tool4SaaS team. Every tool runs locally in your browser and is tested in-house for accuracy. Last updated: .
Both cut principal; monthly compounds faster while lump sums help on windfalls. Combine both here.
No, estimate on fixed rate excluding taxes and penalties. Check lender overpayment terms.
Yes, amortization simulation runs locally in your browser.